Affordable Housing

The City of Auburn has partnered with the North Auburn Housing Development Corporation (NAHDC) to increase homeownership opportunities for all citizens and to create neighborhood stability.  Through this partnership, the Northwest Village Subdivision was developed.  The Northwest Village Subdivision is an affordable housing subdivision funded by the Community Development Block Grant (CDBG) program sponsored by the U.S. Department of Housing and Urban Development (HUD).  Phase I of the subdivision development will include 29 single-family units.

To apply for a home in the Northwest Village Subdivision, applicants must adhere to the following:

  • Complete an application.  Applications are available through the City of Auburn Community Development Division, located at the Auburn Center for Developing Industries (1500 Pumphrey Avenue, Auburn, AL 36832).

  • Schedule an appointment with the Housing and Community Development Specialist to attend housing counseling sessions.  To make an appointment, please call (334) 501-7280.

  • Applicants MUST meet the HUD income limits stated below:

HUD Income Limits 2015

 Auburn-Opelika, Alabama (Median Family Income - $67,600)

Number of Household Members
Income Level 1 person 2 person 3 person 4 person 5 person 6 person 7 person 8 person
Ext. Low 30% of Median 0-30% 0-         13,300 0-       15,930 0-      20,090 0-      24,250 0-      28,410 0-      32,570 0-      36,730 0-      40,890
Very Low Income          31-50% 13,301-22,200 15,931-25,400 20,091-28,550 24,251-31,700 28,411-34,250 31,571-36,800 36,731-39,350 40,891-41,850
Moderate Income          51-80% 22,201-35,500 25,401-40,600 28,551-45,650 31,701-50,700 34,251-54,800 36,801-58,850 39,351-62,900 41,851-66950
  • Applicant must secure financing for at least eighty percent (80%) of the sales price.
  • Applicant must have a minimum down payment of $500.
  • Applicant must have reasonably good credit with no outstanding delinquent federal debt.


Financial Incentives

The City of Auburn provides various financial incentives to make homeownership more affordable.  The City will pay up to $3,000 in closing costs which alleviates some of the out-of-pocket expenses to be paid by the buyer.  In addition, the NAHDC will provide a 30-year amortized loan at three percent (3%) for twenty percent (20%) of the sales price.  Providing this subordinate loan decreases the monthly mortgage payment.